For those new to infertility treatment, the financing process can be quite daunting.  It might come as a surprise that there are a fairly large number of financial resources devoted to helping people become parents. From medical loans to multi-cycle programs, there are a range of options. Some opportunities focus on medication costs or specific types of treatments like IVF, while others are more flexible and cover a much broader approach.

Multi-Cycle Plans

Due to our continued, proven success rates, AZARH has been chosen as the ONLY provider in Arizona to offer the exclusive AttainIVF® Multi-Cycle Plans, which allow you to have multiple IVF cycles for a single, discounted fee. This plan is designed to ease the uncertainties around IVF and make IVF care more accessible, including to those with limited or no insurance coverage.

Even with state-of-the-art technology and the best treatment available, it often takes women more than one IVF cycle to be successful. You may increase your likelihood of having a baby when you commit to a course of treatment that includes multiple cycles.

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Our Arizona fertility clinic patients discuss the costs of IVF, insurance coverage and opting to use Multi-Cycle programs to fund treatment.

Multi-cycle programs offer the benefits of:

Increased Chance of Success– Committing to more than one cycle of IVF increases your chance of bringing home a baby.

Fixed Expense-The price for multiple cycles will be set up front before treatment begins. You will know the number of retrievals and embryo transfers included in that set price.

Overall Lower Cost– Multi-cycle programs offer a lower cost per cycle of treatment that single-cycle programs, making overall IVF treatment more affordable.

And, most importantly:

Peace of Mind- You will be able to focus on treatment knowing you have made your financial decisions and have a plan in place.

Our Multi-Cycle Programs Include:

Two-Cycle Program

This plan includes two retrievals and transfer of all resulting embryos until you bring home a baby. If you qualify, based on certain medical criteria, you may also be eligible for a refund of up to 50% if you do not bring home a baby.

Three-Cycle Refund Programs

If you qualify, based on certain medical criteria, you may also be eligible for the three-cycle program. This plans includes three retrievals and the transfer of all resulting embryos until you bring home a baby. This program includes a refund of up to 100% if you do not bring home a baby.

We also offer multi-cycle programs for patients who are considering using donor eggs and/or sperm or a gestational carrier. Please speak with your financial counselor for details.

WHY AttainIVF® Multi-Cycle Plans May Be Right For You

Even with the best treatment, it usually takes more than one IVF cycle to achieve a successful pregnancy. Knowing that several rounds are covered by your plan can eliminate worry and allow you to commit to the full treatment plan that your body requires. In fact, nearly 80 percent of Attain participants who complete their treatment plan take home a baby.


Step One: Once your doctor has recommended IVF, you will need to decide if you would like to plan for multiple cycles.

Step Two: When you have made that decision, speak to your financial counselor and they will discuss the terms and next steps. There is no costs associated with the qualification process and no obligation to enroll.

Step Three: Once your program eligibility is confirmed, a customer care specialist will contact you directly to guide you through the enrollment process. If you require additional assistance to fund a multi-cycle program, the customer care specialist can discuss your options with you.


Enrolling in an AttainIVF® plan has absolutely no impact on your treatment plan. You will receive the same exact care, services and attention at our center. AttainIVF® Flex Plans are designed solely to help control the costs associated with your treatment.

To learn more about AttainIVF®, visit their website.


While a number of companies specialize in medical loans for fertility, we have a special partnership with CapexMD and Health Credit Services (HCS). Through these finance companies, you can access the most comprehensive financing options available, including customized loan programs to help cover your individual treatment, reduce stress and help ensure that finances are not an obstacle to you achieving your dreams of parenthood. They offer an easy online loan process, competitive rates, and pre-approval within 24 hours.  For an idea of some of the many other options available, please also visit