IVF and Infertility Treatment Financing Programs

AZARH offers affordable fertility treatments. We  partner with two companies that specialize in providing patients with financing for fertility treatments and medications if needed–CapexMD or Health Credit Services.  As part of the comprehensive financial consultation provided to all patients, the AZARH financial counselors will guide you through the process of securing a loan from these companies if needed for your infertility treatment.


CapexMD specializes in patient financing services for all fertility treatment options.
Through our partnership with CapexMD, we are able to offer customized loan programs with highly
competitive rates that include a variety of loan types. Their simple loan process makes the
experience of fertility financing relatively stress-free.

CapexMD loan programs cover all fertility treatment options — including fertility medications and
genetic testing if necessary — so you can be sure that none of your expenses are left uncovered.
Our financial counselors will work closely with their Fertility Loan Specialists to ensure that your
funds are secured on time and your treatment is not delayed.

Together, we can make sure financial issues do not get in the way of your dream of having a baby.
Some of CapexMD’s many advantages include:
• Specialist in Fertility Financing
• Competitive Rates
• Pre-Approval within 24 Hours
• Highest Confidentiality
• No Prepayment Penalties
• Personal Attention
• Easy and Secure Online Application
• Flexible Terms
• No Annual Fees
• Retain Your Existing Credit Sources
Apply online and receive your pre-approval within 24 hours. Learn more about CapexMD by visiting
their site or by calling 1-888-497-8414.

Health Credit Services Financing

Health Credit Services IVF Financing

Health Credit Services (HCS) is our trusted financing partner for patients undergoing fertility

HCS employs much care and consideration when providing our patients with fertility treatment
financing opportunities. They make moving forward with fertility treatment fast and simple
through affordable, accessible lending options.
HCS advantages include:
• 60-second pre-qualification with no credit impact
• Quick, straightforward and easy application process
• No application fees, down payments or pre-payment penalties
• Low monthly payments with extended terms
• Competitive, fixed rate APRs (Annual Percentage Rates)
• Convenient online portal to manage your balance and make payments

Prequalify online today to receive an instant loan decision.

Have questions? Call HCS Support at 877.278.0919.

Please be aware that HCS loans can only be used for services performed within Arizona Associates for Reproductive Health practice.