IVF and Infertility Treatment Financing Programs

AZARH offers affordable fertility treatments. We  partner with two companies that specialize in providing patients with financing for fertility treatments and medications if needed–CapexMD or Health Credit Services.  As part of the comprehensive financial consultation provided to all patients, the AZARH financial counselors will guide you through the process of securing a loan from these companies if needed for your infertility treatment.


Our partnership with CapexMD enables our greater Phoenix fertility centers to offer you the most comprehensive financing options available, with customized loan programs to meet your individual needs and help ease the financial stress of treatment.

CapexMD specializes in patient financing services for all fertility treatment options. Their easy loan process, competitive rates, and variety of loan types—including financing for fertility medications—ensure that the financial aspects of treatment are not an obstacle to achieving your dream of a family. Once approved, their Fertility Loan Specialists will work closely with our team to ensure everything is in place prior to when you begin treatment.

CapexMD advantages include:

  • Specialist in Fertility Financing
  • Competitive Rates
  • Pre-Approval within 24 hours
  • Highest Confidentiality
  • No Prepayment Penalties
  • Personal Attention
  • Easy and Secure Online Application
  • Flexible Terms
  • No Annual Fees
  • Retain your existing Credit Sources

Apply online and receive your pre-approval within 24 hours. Learn more about CapexMD by visiting their site or calling 1-888-497-8414. You may also contact an AZARH financial counselor to learn more about this payment option.

Health Credit Services Financing

Health Credit Services IVF Financing

Health Credit Services (HCS) is a trusted financing partner for patients undergoing fertility treatment at AZARH.

HCS employs much care and consideration when providing our patients with fertility treatment financing opportunities. They make moving forward with fertility treatment fast and simple through affordable, accessible lending options.

HCS advantages include:

  • A straightforward, quick and easy application process
  • No application fees
  • State-of-the-art internet security to ensure safe and secure data
  • Instant loan processing with loan decisions made in seconds
  • Low monthly payments with extended terms
  • Competitive, fixed rate APRs (Annual Percentage Rates)
  • No down payments or pre-payment penalties
  • Convenient online portal to access your balance and make payments

Apply online today and receive an instant loan decision. Please be aware that HCS loans can only be used for services performed within AZARH.